/* ── Full bleed — same approach as borrowing calculator ── */
body.page #main-container,
body.page .ct-container-full,
body.page .entry-content,
body.page article { background: #1a2332 }

.kmd-full-bleed { display:block; width:100%; margin:0; padding:0 }

/* ── Calc wrap ── */
#kmd-calc-wrap {
  font-family:'DM Sans',sans-serif;
  background-color:#1a2332;
  background-image:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='400' height='400'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.72' numOctaves='4' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='400' height='400' filter='url(%23n)' opacity='0.055'/%3E%3C/svg%3E"),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='6' height='6'%3E%3Crect width='6' height='6' fill='%231a2332'/%3E%3Crect x='0' y='0' width='3' height='3' fill='%231d2737' opacity='0.6'/%3E%3Crect x='3' y='3' width='3' height='3' fill='%231d2737' opacity='0.6'/%3E%3C/svg%3E");
  color:#f0eee9;line-height:1.6;width:100%;
}

/* ── Title strip ── */
#kmd-calc-wrap .kmd-title-strip{border-bottom:1px solid rgba(200,205,212,0.13);padding:90px 32px 12px;display:flex;align-items:center;justify-content:space-between;gap:16px}
#kmd-calc-wrap .kmd-pt-label{font-size:11px;letter-spacing:0.12em;text-transform:uppercase;color:#9fa8b2;font-weight:500}
#kmd-calc-wrap .kmd-header-cta{background:transparent;border:1px solid rgba(200,205,212,0.28);color:#c8cdd4;padding:0 18px;height:44px;line-height:44px;border-radius:10px;font-size:13px;font-family:'DM Sans',sans-serif;font-weight:500;text-decoration:none;letter-spacing:0.03em;transition:background 0.2s,color 0.2s;white-space:nowrap;flex-shrink:0}
#kmd-calc-wrap .kmd-header-cta:hover{background:#c8cdd4;color:#1a2332}

/* ── Hero ── */
#kmd-calc-wrap .kmd-hero{text-align:center;padding:40px 24px 36px;max-width:660px;margin:0 auto}
#kmd-calc-wrap .kmd-eyebrow{font-size:12px;letter-spacing:0.14em;text-transform:uppercase;color:#9fa8b2;font-weight:500;margin-bottom:14px}
#kmd-calc-wrap .kmd-hero h2{font-family:'Cormorant Garamond',serif;font-size:clamp(28px,5vw,44px);font-weight:500;line-height:1.15;color:#f0eee9!important;margin-bottom:14px;border:none;padding:0;background:none;text-align:center}
#kmd-calc-wrap .kmd-hero p{font-size:15px;color:#a8b4c0;font-weight:300;max-width:540px;margin:0 auto}

/* ── Container ── */
#kmd-calc-wrap .kmd-container{max-width:1200px;margin:0 auto;padding:0 20px 60px}

/* ── Panels ── */
#kmd-calc-wrap .kmd-panel{background:#243044;border:1px solid rgba(200,205,212,0.13);border-radius:16px;padding:22px 24px;margin-bottom:16px}
#kmd-calc-wrap .kmd-panel-title{font-size:12px;letter-spacing:0.13em;text-transform:uppercase;color:#9fa8b2;font-weight:500;margin:0 0 18px;display:flex;align-items:center;gap:10px}
#kmd-calc-wrap .kmd-panel-title::after{content:'';flex:1;height:1px;background:rgba(200,205,212,0.13)}

/* ── Grid & Fields ── */
#kmd-calc-wrap .kmd-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
#kmd-calc-wrap .kmd-full{grid-column:1/-1}
#kmd-calc-wrap .kmd-field{display:flex;flex-direction:column;gap:5px}
#kmd-calc-wrap .kmd-field label{font-size:13px;color:#a8b4c0;font-weight:400}
#kmd-calc-wrap .kmd-note{font-size:11px;color:#b0b4b8}

/* ── Inputs ── */
#kmd-calc-wrap .kmd-input-wrap{position:relative}
#kmd-calc-wrap .kmd-pre{position:absolute;top:50%;transform:translateY(-50%);font-size:14px;color:#9fa8b2;pointer-events:none;z-index:1;left:12px}
#kmd-calc-wrap .kmd-suf{position:absolute;top:50%;transform:translateY(-50%);font-size:14px;color:#9fa8b2;pointer-events:none;z-index:1;right:12px}
#kmd-calc-wrap input[type="number"],#kmd-calc-wrap select{
  width:100%;background:#1c2b3a;border:1px solid rgba(200,205,212,0.22);border-radius:10px;
  color:#f0eee9!important;-webkit-text-fill-color:#f0eee9!important;
  font-family:'DM Sans',sans-serif;font-size:15px;padding:11px 14px;
  outline:none;transition:border-color 0.2s;appearance:none;-webkit-appearance:none;
  caret-color:#e2e6eb;
}
#kmd-calc-wrap input:-webkit-autofill{-webkit-box-shadow:0 0 0 1000px #1c2b3a inset!important;-webkit-text-fill-color:#f0eee9!important}
#kmd-calc-wrap input:focus,#kmd-calc-wrap select:focus{border-color:#c8cdd4;outline:2px solid rgba(200,205,212,0.3);outline-offset:2px}
#kmd-calc-wrap .kmd-pre-input{padding-left:28px!important}
#kmd-calc-wrap .kmd-suf-input{padding-right:34px!important}
#kmd-calc-wrap input[type=number]::-webkit-inner-spin-button,
#kmd-calc-wrap input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
#kmd-calc-wrap input[type=number]{-moz-appearance:textfield}

/* ── Total display ── */
#kmd-calc-wrap .kmd-total-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0 0;border-top:1px solid rgba(200,205,212,0.1);margin-top:8px}
#kmd-calc-wrap .kmd-total-label{font-size:13px;color:#a8b4c0}
#kmd-calc-wrap .kmd-total-val{font-family:'Cormorant Garamond',serif;font-size:22px;color:#e2e6eb;font-weight:500}

/* ── Toggle ── */
#kmd-calc-wrap .kmd-toggle-row{display:flex;align-items:center;gap:12px;padding-top:4px}
#kmd-calc-wrap .kmd-toggle-label{font-size:14px;color:#a8b4c0;cursor:pointer}
#kmd-calc-wrap input[type="checkbox"]{accent-color:#c8cdd4;width:18px;height:18px;cursor:pointer;flex-shrink:0}
#kmd-calc-wrap .kmd-op-fields{display:none}
#kmd-calc-wrap .kmd-op-fields.kmd-visible{display:grid}

/* ── Overpayment saving badge ── */
#kmd-calc-wrap .kmd-op-saving{display:none;background:#1a3a2a;border:1px solid rgba(127,207,181,0.3);border-radius:12px;padding:14px 18px;margin-top:4px;gap:16px;flex-wrap:wrap}
#kmd-calc-wrap .kmd-op-saving.kmd-visible{display:flex}
#kmd-calc-wrap .kmd-op-stat{display:flex;flex-direction:column;gap:2px}
#kmd-calc-wrap .kmd-op-stat-val{font-family:'Cormorant Garamond',serif;font-size:20px;color:#7fcfb5;font-weight:500}
#kmd-calc-wrap .kmd-op-stat-label{font-size:11px;color:#a8b4c0;letter-spacing:0.04em;text-transform:uppercase}

/* ── Summary metrics ── */
#kmd-calc-wrap .kmd-metrics{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-bottom:16px}
#kmd-calc-wrap .kmd-metric{background:#1c2b3a;border:1px solid rgba(200,205,212,0.1);border-radius:12px;padding:18px 16px;text-align:center}
#kmd-calc-wrap .kmd-metric-label{font-size:11px;letter-spacing:0.08em;text-transform:uppercase;color:#b0b4b8;margin-bottom:6px}
#kmd-calc-wrap .kmd-metric-val{font-family:'Cormorant Garamond',serif;font-size:clamp(22px,3vw,30px);font-weight:500;color:#e2e6eb;line-height:1.1}
#kmd-calc-wrap .kmd-metric-sub{font-size:11px;color:#9fa8b2;margin-top:4px}

/* ── Interest only comparison ── */
#kmd-calc-wrap .kmd-io-intro{font-size:13px;color:#a8b4c0;margin-bottom:16px;line-height:1.6}
#kmd-calc-wrap .kmd-io-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:0;align-items:center;margin-bottom:16px}
#kmd-calc-wrap .kmd-io-col{background:#1c2b3a;border:1px solid rgba(200,205,212,0.1);border-radius:12px;padding:20px 16px;text-align:center}
#kmd-calc-wrap .kmd-io-badge{font-size:10px;letter-spacing:0.12em;text-transform:uppercase;font-weight:600;margin-bottom:10px;padding:4px 10px;border-radius:20px;display:inline-block}
#kmd-calc-wrap .kmd-io-repayment .kmd-io-badge{background:rgba(200,205,212,0.15);color:#c8cdd4}
#kmd-calc-wrap .kmd-io-badge-io{background:rgba(240,128,128,0.15);color:#f08080}
#kmd-calc-wrap .kmd-io-amount{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:500;color:#e2e6eb;margin:6px 0}
#kmd-calc-wrap .kmd-io-label{font-size:12px;color:#9fa8b2;margin-bottom:8px}
#kmd-calc-wrap .kmd-io-detail{font-size:12px;color:#b0b4b8;line-height:1.5}
#kmd-calc-wrap .kmd-io-divider{display:flex;flex-direction:column;align-items:center;gap:10px;padding:0 12px}
#kmd-calc-wrap .kmd-io-vs{font-family:'Cormorant Garamond',serif;font-size:20px;color:#9fa8b2;font-weight:500}
#kmd-calc-wrap .kmd-io-diff{text-align:center}
#kmd-calc-wrap .kmd-io-diff-val{font-family:'Cormorant Garamond',serif;font-size:15px;color:#7fcfb5;font-weight:500}
#kmd-calc-wrap .kmd-io-warn-val{color:#f08080}
#kmd-calc-wrap .kmd-io-diff-label{font-size:10px;color:#9fa8b2;letter-spacing:0.06em;text-transform:uppercase}
#kmd-calc-wrap .kmd-io-warning{font-size:12px;color:#b0b4b8;line-height:1.65;padding:12px 16px;background:rgba(240,128,128,0.07);border:1px solid rgba(240,128,128,0.2);border-radius:10px}

/* ── Chart ── */
#kmd-calc-wrap .kmd-chart-wrap{width:100%;height:240px;margin-bottom:10px}
#kmd-calc-wrap .kmd-chart-wrap canvas{display:block}
#kmd-calc-wrap .kmd-legend{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;color:#a8b4c0;margin-bottom:4px}
#kmd-calc-wrap .kmd-legend span{display:flex;align-items:center;gap:6px}
#kmd-calc-wrap .kmd-dot{width:10px;height:10px;border-radius:2px;display:inline-block}

/* ── Table tabs & table ── */
#kmd-calc-wrap .kmd-tabs{display:flex;gap:8px;margin-bottom:12px}
#kmd-calc-wrap .kmd-tab{background:transparent;border:1px solid rgba(200,205,212,0.2);color:#a8b4c0;font-family:'DM Sans',sans-serif;font-size:13px;font-weight:500;padding:8px 18px;border-radius:8px;cursor:pointer;transition:all 0.15s}
#kmd-calc-wrap .kmd-tab:hover{border-color:#c8cdd4;color:#e2e6eb}
#kmd-calc-wrap .kmd-tab.kmd-active{background:#c8cdd4;color:#1a2332;border-color:#c8cdd4}
#kmd-calc-wrap .kmd-table-wrap{overflow-x:auto;border-radius:12px;border:1px solid rgba(200,205,212,0.1)}
#kmd-calc-wrap table{width:100%;border-collapse:collapse;font-size:13px}
#kmd-calc-wrap thead{background:#1a2332}
#kmd-calc-wrap th{padding:12px 14px;text-align:left;font-size:11px;letter-spacing:0.08em;text-transform:uppercase;color:#9fa8b2;font-weight:500;white-space:nowrap}
#kmd-calc-wrap td{padding:10px 14px;border-top:1px solid rgba(200,205,212,0.06);color:#b0b4b8;white-space:nowrap}
#kmd-calc-wrap tr:hover td{background:rgba(200,205,212,0.04)}
#kmd-calc-wrap tr.kmd-hl td{background:rgba(200,205,212,0.06);color:#c8cdd4}
#kmd-calc-wrap .kmd-badge{font-size:9px;letter-spacing:0.1em;background:rgba(200,205,212,0.15);color:#c8cdd4;border-radius:4px;padding:2px 6px;margin-left:6px;text-transform:uppercase;font-weight:600;vertical-align:middle}

/* ── CTA ── */
#kmd-calc-wrap .kmd-cta{background:#243044;border:1px solid rgba(200,205,212,0.2);border-radius:16px;padding:28px 24px;text-align:center;margin-top:16px}
#kmd-calc-wrap .kmd-cta h3{font-family:'Cormorant Garamond',serif;font-size:26px;font-weight:500;color:#f0eee9!important;margin:0 0 10px;border:none;padding:0;background:none}
#kmd-calc-wrap .kmd-cta p{font-size:14px;color:#a8b4c0;margin-bottom:20px;font-weight:300}
#kmd-calc-wrap .kmd-cta-btn{display:inline-block;background:#c8cdd4;color:#1a2332!important;padding:13px 32px;border-radius:10px;font-size:14px;font-weight:500;text-decoration:none!important;letter-spacing:0.04em;transition:background 0.2s}
#kmd-calc-wrap .kmd-cta-btn:hover{background:#e2e6eb;color:#1a2332!important}

/* ── Disclaimer ── */
#kmd-calc-wrap .kmd-disclaimer{font-size:12px;color:#9fa8b2;line-height:1.75;margin-top:16px;padding-top:16px;border-top:1px solid rgba(200,205,212,0.08)}
#kmd-calc-wrap .kmd-disclaimer a{color:#c8cdd4!important;text-decoration:underline}

/* ── Mobile ── */
@media(max-width:900px){
  #kmd-calc-wrap .kmd-metrics{grid-template-columns:1fr 1fr}
  #kmd-calc-wrap .kmd-io-grid{grid-template-columns:1fr;gap:12px}
  #kmd-calc-wrap .kmd-io-divider{flex-direction:row;padding:8px 0}
}
@media(max-width:600px){
  #kmd-calc-wrap .kmd-title-strip{padding:20px 16px 10px}
  #kmd-calc-wrap .kmd-header-cta{display:none}
  #kmd-calc-wrap .kmd-hero{padding:24px 16px 20px}
  #kmd-calc-wrap .kmd-container{padding:0 14px 48px}
  #kmd-calc-wrap .kmd-grid{grid-template-columns:1fr}
  #kmd-calc-wrap .kmd-metrics{grid-template-columns:1fr}
  #kmd-calc-wrap .kmd-panel{padding:16px}
}