Independent Financial Adviser
in Hartley & Longfield
Chartered, independent financial planning from an office in the village — not a call centre three counties away.
✓ Chartered · Independent · FCA Regulated · Free initial consultationFinancial planning from inside the village
Hartley is where KMD Financial Planning is based, so this isn’t a page about an area covered from a distance. It’s the village the practice works from, and the one it was built in.
That matters more than it sounds. Planning for people in Hartley, Longfield, New Ash Green and the villages around them tends to be a long relationship rather than a single transaction — a mortgage now, a pension review in a few years, an estate planning conversation later, and often a version of that same conversation again with the next generation. Being ten minutes away makes that practical rather than aspirational.
Most local clients start face to face, because a first meeting is mainly about understanding what you’re trying to achieve, not about products. After that, whatever fits around your week — in person, by phone, or by video call between school runs.
Fees are confirmed in writing before any work begins, and the first conversation costs nothing. You can see how charges work before you get in touch.
- ✓Chartered status — the highest level of professional accreditation in UK financial planning, reflecting rigorous technical knowledge and a commitment to ethical practice.
- ✓Truly independent — not tied to any provider, panel or insurer. Every recommendation is assessed whole-of-market based solely on what is right for your circumstances.
- ✓Transparent fees — all charges are confirmed in writing before any work begins. No hidden costs, no surprises.
- ✓Personal approach — you work directly with Kris Dabner throughout, not passed between advisers or call centres.
- ✓Free initial consultation — your first conversation carries no cost or obligation. We confirm how we can help before any fees are discussed.
How we can help Hartley clients
As an independent Chartered Financial Planner, every recommendation is whole-of-market and tailored to your goals — not tied to any provider or product range.
Personalised retirement planning and pension consolidation, drawdown and annuity advice.
Learn more →Evidence-based, whole-of-market investment strategies aligned to your goals and risk attitude.
Learn more →Whole-of-market mortgage advice for first-time buyers, home movers and remortgages.
Learn more →Strategies to protect your estate, reduce inheritance tax and pass wealth on efficiently.
Learn more →Life insurance, critical illness and income protection tailored to your circumstances.
Learn more →Junior ISAs and long-term investment solutions to give children a strong financial start.
Learn more →What local clients usually come with
Moving within the villages
Properties here don’t come up often, and when they do, buyers tend to be competing on certainty rather than price. Knowing what you can genuinely borrow — and having it evidenced — is worth more in that situation than a portal estimate.
Pensions collected across the South East
A career spent working across Kent and into London usually leaves two or three workplace pensions behind, each sitting in whatever default fund applied at the time. Bringing them together isn’t automatically right, but knowing what you actually hold almost always is.
Passing things on
Village families often plan across generations without calling it that — helping with a deposit, thinking about the house, wondering what happens to the pension. Those are usually one conversation, not three.
Financial advice in Hartley: common questions
Can we meet in person?
Yes — that’s the norm for local clients, and there’s no charge for a first meeting. Evenings and weekends are possible if weekdays don’t work.
I’m in Longfield or New Ash Green. Is that covered?
Yes. The practice is based in Hartley and works across the surrounding villages as its home patch, not as an outlying area.
What happens in a first meeting?
Mostly listening. The aim is to understand what you’re trying to achieve and tell you honestly whether advice would help. Fees only come up once there’s something specific to quote for.
Based in Hartley, Kent, I’ve been advising individuals and families across the South East since 2016. I provide fully holistic, whole-of-market advice covering pensions, investments, mortgages, protection and estate planning. Being independent means every recommendation is based solely on what is right for you — with no ties to any provider, insurer or lender.
Book your free initial consultation in Hartley & Longfield
No cost, no obligation. In person or by video call. I’ll confirm within one working day.
- Free 30-minute discovery call
- No obligation to proceed
- In person (Hartley or Hartley) or by video call
- All fees confirmed in writing before work begins
- Response within one working day
Important Information
The information on this page is for information purposes only and does not constitute individual financial advice. Please seek regulated financial advice tailored to your personal circumstances.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
The value of investments may fall as well as rise. You may get back less than you originally invested.
Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change; therefore, the tax treatment of pension benefits can and may change in the future.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.