Stamp Duty Calculator

Stamp Duty Land Tax Calculator

Calculate how much Stamp Duty Land Tax (SDLT) you’ll pay when buying a property in England or Northern Ireland. Rates current from 1 April 2025.

What type of buyer are you?

Who qualifies as a first-time buyer? You must never have owned a freehold or leasehold interest in a residential property in the UK or abroad. This applies to everyone purchasing together - if one buyer has previously owned a property, neither of you can claim first-time buyer relief. The property must also cost £500,000 or less. Check the GOV.UK guidance on first-time buyer relief →

Home mover rates apply if this property will be your only home. You will not pay the additional 5% surcharge if you are selling your current main residence and it completes within 36 months of your new purchase. If you have not yet sold on completion day you will need to pay the higher rate and can apply for a refund once your sale completes. Check the GOV.UK guidance on residential property rates →

Who pays the additional rate? You’ll usually pay an extra 5% on top of standard SDLT rates if you’ll own more than one residential property after completion. This includes buy-to-let properties, holiday homes and second homes. Companies buying residential property always pay the higher rate. Check the GOV.UK guidance on higher rates for additional properties →

Property purchase price

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£0 £500k £1m £1.5m £2m

Rates applied

Band	Rate	Tax on band
Enter a purchase price to see rates

Stamp Duty Land Tax due

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Purchase price -

Effective tax rate -

Buyer type First-time buyer

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Important information

This calculator provides an estimate of Stamp Duty Land Tax (SDLT) for residential property purchases in England and Northern Ireland only. Different taxes apply in Scotland (Land and Buildings Transaction Tax) and Wales (Land Transaction Tax).

This calculator does not account for all situations including: shared ownership, leasehold purchases with high annual rents, non-UK residents (2% surcharge), corporate buyers, or multiple dwelling relief. Always confirm your SDLT liability with your solicitor or conveyancer before exchange of contracts. SDLT must be paid within 14 days of completion.

Rates shown are correct as at 1 April 2025. KMD Financial Planning LLP accepts no liability for errors or omissions. View the official GOV.UK SDLT guidance →

Please note that the tools referenced here are designed to give you an idea of what is available and what it may cost you. We strongly recommend you seek advice once you are ready to take out a mortgage. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

How to read this result

This estimates the Stamp Duty Land Tax on a property purchase in England or Northern Ireland, based on the price and buyer type you selected. Scotland and Wales charge their own equivalents instead, so the figure here will not apply there.

What you actually pay depends on your circumstances, including whether you already own another property anywhere in the world, whether you qualify as a first-time buyer, and whether you are treated as a non-UK resident. Your solicitor or conveyancer confirms the final figure before completion.

Stamp duty is one cost among several when buying, alongside the deposit, legal fees, survey and moving costs. If you are working out what a purchase looks like overall, our mortgage advice in Kent page explains how we help.

Important information

The information on this page is for information purposes only and does not constitute individual financial advice.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.

Stamp Duty Calculator

Stamp duty calculator

How to read this result

Important information