Mortgage borrowing calculator
Purchase details
Purchase costs
Funds available
Your borrowing summary
Cost breakdown
Stamp duty breakdown
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Please note that the tools referenced here are designed to give you an idea of what is available and what it may cost you. We strongly recommend you seek advice once you are ready to take out a mortgage. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
How to read this result
The figure above is an estimate of what a lender might be prepared to lend, based on the income and commitments you entered. Treat it as a starting point for planning rather than an offer, and remember it is general information rather than advice for your situation.
Lenders each apply their own rules. Alongside income they look at your credit history, how your income is made up, whether that is salary, bonus, commission or self-employed profit, your childcare and other regular costs, and how the payments would look if interest rates rose. Two lenders can reach very different answers on identical facts.
What you are able to borrow and what is comfortable to repay are separate questions. If you would like help with either, our mortgage advice in Kent page explains how we work.
Important information
The information on this page is for information purposes only and does not constitute individual financial advice.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.
KMD Financial Planning LLP does not offer equity release or lifetime mortgage advice.