How Much Mortgage Do I Need? Borrowing Calculator

KMD Financial Planning LLP — Mortgage Borrowing Calculator Speak to an adviser

Mortgage Planning

How Much Do I Need to Borrow?

Calculate your mortgage borrowing requirement including all purchase costs, fees and stamp duty.

Purchase details

Purchase price of new home

Stamp duty (SDLT) £0

Purchase costs

Solicitor / conveyancing fees (buying only)

Survey cost

Home improvements & furnishings

Funds available

Cash available for purchase

Gift (e.g. from family)

Your borrowing summary

Mortgage required

£—

Total borrowing needed

Deposit

£—

—% LTV

Cost breakdown

Purchase costs

Purchase price—

Stamp duty (SDLT)—

Solicitor fees—

Survey—

Improvements & furnishings—

Total costs—

From sale of current home

Sale price—

Estate agent fees—

Outstanding mortgage—

Early repayment charge—

Net proceeds from sale—

Funds available

Savings—

Gift—

Total funds—

Total costs—

Total funds available—

Mortgage required—

of which deposit—

Stamp duty breakdown

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Important: This summary is for illustrative purposes only and does not constitute financial advice. Stamp duty figures are based on current SDLT rates for England. Fee estimates have been used for illustrative purposes — please obtain detailed quotes before proceeding. KMD Financial Planning LLP would be happy to provide referrals and further guidance; contact us here. KMD Financial Planning LLP is authorised and regulated by the Financial Conduct Authority (ref: 1032694).