How much does financial advice cost at KMD Financial Planning?

Fees depend on the complexity of your circumstances and the work involved. We always provide a clear, written fee disclosure before any chargeable work begins. The initial consultation is always free with no obligation. Factors that influence cost include the complexity of your financial position, the number of areas being advised on and whether ongoing advice is required.

Is the initial consultation free?

Yes. The initial consultation is always free and carries no obligation. It is an opportunity for us to understand your circumstances and goals, and to confirm whether and how we can help — before any fees are discussed or agreed.

Is there a fee for insurance and protection advice?

No. We do not charge an upfront fee for protection advice. We receive commission from the insurer when a policy is placed on risk. This commission is always disclosed in full before you proceed, and our recommendation is always based on suitability — never on which policy pays the highest commission.

KMD Financial Planning LLP — Hartley, Kent

Contact a Chartered Financial Adviser in Kent

Whether you have a question, want to discuss your financial goals or would like to arrange a free initial consultation, we would be delighted to hear from you. Choose the way that suits you best.

Independent · FCA Regulated · Chartered · Free initial consultation

Four Ways to Get in Touch

Choose whichever method is most convenient. We aim to respond to all enquiries as quickly as possible and always within one business day.

Office

01474 550034 Mon – Fri, 9:00am – 5:30pm

Mobile

07808 475323 For urgent queries

Email

[email protected] We reply within one business day

Address

Melsetta, Church Road

Hartley, Kent, DA3 8DZ

In-person or video call

Send a Message

Complete the form below and we will get back to you as soon as possible. Alternatively, call or email using the details above.

The internet is not a secure medium and the privacy of your data cannot be guaranteed. We will use your information only to respond to your enquiry. View our privacy notice.

Office Hours

Monday – Friday 9:00am – 5:30pm

Saturday – Sunday Closed

Areas We Cover

Based in Hartley, Kent, we advise clients across Gravesend, Dartford, Sevenoaks, Maidstone, Tonbridge and the wider South East.

Meetings available in person or by video call — whichever suits you best.

Our Services

Pension & Retirement Planning Investment Advice Estate Planning & IHT Mortgage Advice Protection & Insurance

What to Expect When You Contact Us

Your first conversation with us is free, no-obligation and without pressure. We are here to help you understand your options — not to sell you something.

Free initial consultation

Your first call or meeting carries no cost and no obligation. We discuss your situation and confirm whether and how we can help before any work begins.

Clear fees from the outset

We explain all costs in writing before any chargeable work starts. No hidden charges, no surprises. View our full fee structure.

Independent, whole-of-market advice

We are not tied to any provider or product. Every recommendation is based solely on what is right for your circumstances.

Chartered Financial Planner

Kris Dabner holds Chartered Financial Planner status — the highest level of professional accreditation in UK financial planning.

In person or by video call

We are happy to meet at our Hartley office or conduct meetings by video call, whichever is most convenient for you.

A prompt response

We aim to respond to all enquiries within one business day. If you need to speak to someone sooner, please call us directly.

KMD Financial Planning LLP is authorised and regulated by the Financial Conduct Authority. You can verify our authorisation on the FCA Financial Services Register. KMD Financial Planning LLP is registered in England and Wales no. OC454846. Registered office: Melsetta, Church Road, Hartley, Longfield, Kent, DA3 8DZ.

Important Information

The information on this page is for information purposes only and does not constitute individual financial advice. Please seek regulated financial advice tailored to your personal circumstances.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

The value of investments may fall as well as rise. You may get back less than you originally invested.

Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change; therefore, the tax treatment of pension benefits can and may change in the future.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.

Book your free no‑obligation consultation today