Should I overpay my mortgage or invest the money?
Whether to overpay the mortgage or invest the money depends on your interest rate, your tax position and how you would feel in a downturn. How to work out which applies to you.
Category Mortgage
Residential Mortgages Explained
A plain-English guide to residential mortgages: fixed and variable rates, terms and deposits, what lenders actually assess, and what changes when you remortgage or move.
Important Information
The information here is purely for information purposes only and does not constitute individual advice.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
The value of investments may fall as well as rise. You may get back less than you originally invested.
Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change; therefore, the tax treatment of pension benefits can and may change in the future.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.