The cover most families skip, and the event it protects against

Most households insure death, patchily insure critical illness, and do not insure the event most likely to happen to them during a working life: being unable to work.

Most households insure death, patchily insure critical illness, and do not insure the event most likely to happen to them during a working life: being unable to work.
The information here is purely for information purposes only and does not constitute individual advice.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
The value of investments may fall as well as rise. You may get back less than you originally invested.
Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change; therefore, the tax treatment of pension benefits can and may change in the future.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.